Privacy Policy

Confidentiality of Information

 Car Loans UK treat all personal information entered in our database private and confidential. No information from this database is passed on to anyone except to the lenders who may sanction you the loan. However, we may pass on this information to any legal agency if the law of the land requires.

Storage of information

We employ secure servers and secured email to ensure confidentiality of the information transmitted in this website.

Right to check personal information

We abide by the Data Protection Act of 1998. Users accessing our website have the right to check how personal information is used. If there are any differences in the way how the personal information are stored with us, they may get it corrected. Customers also have the option of availing copies of the personal information stored with us.

Information sharing

We are not into sharing any personal information divulged to us to any third party. We do not give away any of these information to marketing entities without your consent. However, if the law of the land requires us to divulge the information to any particular agency we may divulge it even without your consent.

Credit checks

Credit checks of the applicants are carried out before giving away any loan amount. This could be done internally by us or we may employ a third party altogether.

Debt recovery

If a customer after availing a loan is unable to make the repayment, we shall contact the customer and give him or her 28 days notice. If the customer does not repay the amount by then, my shall inform credit reference agencies. After getting such information the credit reference agencies may include the customer’s name in the defaulters list. As defaulting has serious implication on an individual’s credit history, it may lead the customer to be disqualified from future loans or mortgages. In that case, a debt collection agency may come to the aid of the customer to help him make the repayment.

Storage of communication

Each communication exchanged with Car Loans UK and the customer will be recorded with us. This information may be utilized for any litigation or any other proceedings in the future. By filling up the application form available at this website a customer agrees to abide by terms and conditions and privacy policy.